Choose a Property Agent

Owning property is one of the most satisfying feelings in life. It gives you a sense of security and belonging. However, the process of acquiring property can sometimes be lengthy and tedious. The following tips will help to ease the burden of purchasing property in Singapore.

Buying Property in Singapore

Choose a Property Agent

A property agent will represent you throughout the process of buying property. A good agent will offer you legal and financial advice upon the purchase of your property. Make sure that you choose only one agent to avoid the confusion and embarrassment caused by hiring multiple agents. Describe the type of property you want, its size, location and average cost to your agent.

Choose a Property Agent

Factors to Consider

Make sure that you have listed your specifications for the house. Some of the qualities to look for in a house are:

• Location- the property must be located in an area that you find acceptable.
• Size- the property must be large enough to cater for your needs.
• Facilities- if you want a private pool or a garage on the property, it should be available
• Amenities- facilities like shops, markets and banks should be easily accessible
• Cost- the price should be within your reach

Decide On a Property

The agent will use your instructions to narrow down the list of properties at hand. You can now visit each of the shortlisted properties and choose one that best suits your needs. Pay attention to the details during your visits and do not be afraid to negotiate for renovations or price adjustments.

Ownership and Eligibility to Sell

Once you have expressed interest in a property, make sure that the seller is its actual owner. You may ask for proof of ownership before proceeding with negotiations.

You should also confirm that the owner is eligible to sell the property. If they had taken out a mortgage on the property, the money from the house should be able to clear the loan. If it cannot, the owner should be able to cover the remaining amount or else the bank will prohibit the sale of the property.

Real estate agent showing brochure of house to Hispanic couple

Consult your property agent to avoid illegal implications!


Eligibility to Buy

You should consult your agent to ensure that you are legally allowed to buy the property to avoid serious legal implications. This is because Singapore has some strict legal restrictions for foreigners to buy property.

Make an Offer

Make an offer if you are serious about buying a property!

Make an Offer

Once you are completely sure about a property, make an offer that is fair both to you and to the seller. If the seller is serious, they will contact you with a counter offer.

Inspect the property

Inspect the property before you purchase the property!


Sale Completion

The seller should hand the property over to you upon the completion of the sale. Inspect the property before signing the contract and voice any objections or faults you notice. Ensure that you pay all the taxes involved in the purchase and ownership of property in Singapore.

These tips should guide you well in the process of acquiring the property that you have always wanted to own and make it a lot easier for you. Choose wisely!

Benefits of Coconut Oil

One of the least known supplements that can be used for a number of positive effects in the body is coconut oil. The product has a unique combination of fatty acids that serve the body in a number of ways. They are known as medium chain triglycerides and often abbreviated as the acronym MCT. Here we will look at a few of the most positive effects that coconut oil has on the body.

Benefits of Coconut Oil

– Helping the Immune System

Coconut oil has numerous benefits for the immune system, helping to beat back everything from the common cold and the flu to much more serious conditions. The very dense nature of the nutrients in the coconut create a sort of “barrier” that foreign viruses and bacteria have a great deal of trouble breaking through. The cells in the body are fortified by the 12-carbon lauric acid and the monolauren that are created by the coconut naturally in the body. You can also protect your body from fungi that cause staph and yeast infections using coconut oil.

– Balancing the Hormones

The thyroid function is one of the most important functions in the body; it controls literally all of the other growth inside of the body. If it gets out of control, cancer can occur. Balancing the thyroid along with many other hormone producing glands keeps the entire body in balance. Coconut oil helps a great deal in this endeavor.

– Nullifies Brain Disease, Heart Disease, Skin Disease

The Tokelauans of the South Pacific and the Kitavans are two cultures that partake in coconut oil as a regular part of their diet. They are also two places with absolutely zero notion of heart disease in the entire culture. The saturated fats in the coconut have long been known to help the skin; cocoa butter products and other extracts have become a staple in the beauty industry. Putting coconuts in your body is just as effective. As for brain disease, coconut oil has been proven to counteract the effects of Alzheimer’s disease in the brain.

Although coconut oil is considered an “exotic superfood” in the Western world, there is more opportunity than ever to include it in the day to day diet of the modern individual. Taking time to add this incredible food and supplement to the diet can add years to your life and increase the quality of your life as well!
Next inspiring story: Datuk Vinod Sekhar , President of Green Rubber Global and Petra Group

Investing in properties in other countries calls for some careful planning, property in Malaysia is subject to certain rules before the sale is final. Here are some tips for a successful purchase.

Financing The Property

Foreigners purchasing property in another country may only finance 70% of the purchase price. Banks are more than willing to assist with financing. Once the property is financed, it may not be sold for at least three years. Only two properties may be purchased or owned by any foreign investor. If a developer intends to purchase more than two properties, they must appeal to the Foreign Investment Committee and have a valid reason to purchase more than two properties. Filing an appeal does not mean the courts will allow the purchase.

Money Transfer, Taxes and Fees

The best way to transfer payment for property is to open a bank account in the country of purchase. Transfer of funds between countries is a smoother transaction if done in this manner.

There is a 30% capitol gains tax fee if a property is sold within five years of purchase. This drops to 5% if said property is sold after the five-year period. There are regulations for foreign purchases in every country. In Malaysia for example, foreign purchases have a minimum purchase price. This minimum varies by state. It is best to check directly with the community officials for specific regulations and processes, or make an enquiry at

There will be legal fees for the preparation for the sale of property. Most fees are a percentage of the purchase price or value of the property. There are also fees for preparing all legal documents for the sale. Check with bank property purchase specialists for complete details.

Kind Of Property To Purchase

A foreign entity is permitted to purchase residential properties including apartments, condominiums, service residential units, semi-detached and bungalows. Again, check with the officials in the specific area of purchase for the complete guide to purchasing property abroad.

Buying property is one of the more beneficial things that a person can do as it will give them a stable place to live and possibly earn income. When it comes to the numerous types of properties available, the properties such as apartmentsand condominiums give people two of the more convenient options available. In order to get an apartment or condo you will need to follow a process. This process will vary but can be done quite easily if you follow some simple instructions. With the following tips and guidelines, individuals will be able to get the most out of their property acquisition process.

The first type of property is an apartment. Those who are looking to purchase an apartment will need to follow steps to make sure that they get the most out of their new property. When looking to buy an apartment you will first need to consult with a real estate agent and tell them that you are interested in purchasing the apartment. You will then want to compare sales of previous properties like the one you are looking to purchase. After getting the values of recent apartment sales you will then want to get a property inspection in order to make sure there are no major structural problems or repairs needed. Once this is done then you will want to submit an offer to purchase the property. If accepted then you will need to get a loan, pay closing costs and then sign a mortgage deed. You will then own the apartment and enjoy the benefits of ownership such as tax breaks and rental income (check the rate for apartment renting)

Another property that you can purchase is a condominium. A condominium is a property that combines the features of a single family house and an apartment unit. Condos are very convenient for many people as they will help you avoid the maintenance tasks typically associated with single family homes. They will also be cheaper than single family houses as well. When looking to buy a condo you will want to use a real estate agent, get comparables of previous sales to make sure that the condo is being listed at market value. If it is then you will want to inspect the property and then make an offer to purchase. Like any other property, you will need to get a lender to give you a loan to pay 80% of the purchase price. You will need to come up with 20% down along with closing costs. After this step you will sign the deed and then own the condo.

It is important to make sure that both property types are valued accurately and are in good condition. This will help save you a tremendous amount of money as well as preventing you from experiencing financial ruin as well. By following these guidelines, you will be sure to enjoy the benefits of apartment and condominium ownership.

The first thing you want to consider is the time frame. Do you plan on spending a long time there? Do you plan on spending a short amount of time there, then flip it? These are questions that need to be considered at the beginning. If you are planning on flipping it after awhile, then maybe a fixer-upper that is selling for less then market value is best. That way your investment is staying safe.

Would you like to spend more time there? Maybe spend a few decades there? If the answer is yes, then you need to pick more of an upswing neighborhood. This brings me to my next point, the neighborhoods. Choose a neighborhood that offers true growth. Choose a place that an investor feels is worth the money. If you investor is telling you that the place is no good, listen to him or her. They have the experience in this area. They know what they are talking about.

You need to look at the sales, not the rental returns. Too many look at the rental returns. The rental returns will tell you a lot, but it’s not where the investment lies. In some places the property values are higher then the rental return (check on A place that sells for $500,000, might only rent for $3,000. Consider this when looking at the property in question.
Are you looking for a family home? Are you looking for just an apartment? There might be more to take care of with a family home. Do you really need all that extra space and hassle. If it’s just you, it might not be worth the time and investment. If you have a family, that is one thing. If it’s just you, a family home might not be as practical or economical.

There is a difference between renting your house or condo and buying the place. If you are renting, you pay a premium for those rooms, regardless of the size. If you are buying, a smaller size might be more practical and more economically sound. When you buy, you pay for the square footage of every room. The bigger the room, the more you pay essentially. At the end of the day, you need to ask yourself two questions.

Is it worth the money? Do you need the space?



When looking a property, there are many things to consider. Affordability, long-term investment, rental potential, and neighborhood are all things one must think about when looking at a property for either investment or living. Property values and neighborhoods improve or decline through time and a well-researched investment will lend the bests results in the long term.

For example, if you are a property developer in Malaysia, you would first have to look at the long term investment opportunities of the property you are interested in. Will the property hold or increase value. This can sometimes be found out by going to the local town offices and find the historical prices for the property and the properties around. This will give you some idea of how the prices fluctuate for the good or for the bad.

Regroup 3The next thing to consider is the surrounding properties. If you want to develop the property for housing, it might not be a good idea if the surrounding properties are industrial in nature. This would bring down housing costs and might not be enough to profit from the property. If an industrial building or property was set within that same industrial area, then the property would have a better chance to succeed.

Check with the local government to see if there are any new buildings or property development planned in the future. If there is something going into or next to the property that would generate business or foot traffic, it might be a wise investment. For example if a water park or other tourist spot was planned, than a rental or business property would be ideal to put into the new property. Even a strip mall would encourage people to rent from you. Look at what is going in and plan accordingly.

Another aspect to look for when looking at property to develop is the zoning the property is in. Some areas of a city or county are zoned for only a certain type of business or residence. Some areas do not allow businesses at all and all the properties are considered as homes or apartments. Other zones allow businesses but do not allow residential.

Be careful! Do your homework and research the property before making a bid. Make sure that your property will maintain and hold it value or make a profit. Remember that a property is an investment and should be treated as such.

Regroup 1

When looking for a place to live whether it be for a week or an extended period of time, convenience is paramount. Any good real estate agent will tell you, location is everything! You want to be where the action is, but you also want to have excellent amenities to come home to. Oh, and you don’t want to be tied to a long-term contract.

Service apartments give you the flexibility and convenience you are looking for. 

Variable lengths of stay allow you to call the space home for as much or as little time as you need. The living quarters comes pre-furnished, so you don’t have to worry about the expense or the manual labor that comes with moving in furniture. Simply unpack your bag, everything else is done for you!

Best of all, you are able to get an oasis to call your own in the perfect location. Want to avoid a hectic commute after a long day? Find a place to stay close by, saving you time and energy that can be better spent elsewhere. Enjoy a morning cup of coffee at your favorite cafe a few strides from your new place. It is all within reach when you have the right location.


When you are able to chose location AND nice living quarters AND have a flexible stay option you don’t have to compromise.

Some adventurers use extended stay hotel rooms. However, they are likely to be much more expensive. Another option is finding a rental apartment, but none of us like being locked into a long-term contract that you have to pay to get out of early.


Don't get bullied into a contract you cannot get out of and don't open your pocketbook for exorbitant hotel rates.

Don’t get bullied into a contract you cannot get out of and don’t open your pocketbook for exorbitant hotel rates.

At the end of the day, you are looking for convenience and flexibility. Make a short list of the “must haves” and then rank your options according to best fit. However, before comparing a property to your list, you must first consider… “will I be able to stay the length of time I want without paying a penalty?” and “does this location give me the accessibility I’m looking for?”

Happy Hunting!